{"id":4476,"date":"2026-03-01T23:13:24","date_gmt":"2026-03-01T20:13:24","guid":{"rendered":"https:\/\/avfurkaneryilmaz.com\/?page_id=4476"},"modified":"2026-03-01T23:44:23","modified_gmt":"2026-03-01T20:44:23","slug":"arac-deger-kaybi-hesaplama-2","status":"publish","type":"page","link":"https:\/\/avfurkaneryilmaz.com\/en\/arac-deger-kaybi-hesaplama-2","title":{"rendered":"Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama"},"content":{"rendered":"
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\r\n\r\n\r\n\r\n\r\nAra\u00e7 De\u011fer Kayb\u0131 Hesaplama 2026 - Furkan Ery\u0131lmaz Hukuk<\/title>\r\n<meta name=\"description\" content=\"Ara\u00e7 de\u011fer kayb\u0131 hesaplama arac\u0131 ile trafik kazas\u0131 sonras\u0131 arac\u0131n\u0131z\u0131n tahmini de\u011fer kayb\u0131n\u0131 \u00fccretsiz hesaplay\u0131n. De\u011fer kayb\u0131 tazminat\u0131 \u015fartlar\u0131, ba\u015fvuru s\u00fcreci ve hukuki haklar\u0131n\u0131z hakk\u0131nda bilgi edinin. Denizli Avukat Furkan Ery\u0131lmaz Hukuk.\">\r\n<meta name=\"keywords\" content=\"ara\u00e7 de\u011fer kayb\u0131 hesaplama, ara\u00e7 de\u011fer kayb\u0131 hesaplama 2026, ara\u00e7 de\u011fer kayb\u0131 nas\u0131l al\u0131n\u0131r, de\u011fer kayb\u0131 tazminat\u0131, ara\u00e7 de\u011fer kayb\u0131 davas\u0131, sigorta de\u011fer kayb\u0131, tramer de\u011fer kayb\u0131, denizli avukat\">\r\n<link rel=\"canonical\" href=\"https:\/\/avfurkaneryilmaz.com\/arac-deger-kaybi-hesaplama\/\">\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\": \"https:\/\/schema.org\",\r\n \"@type\": \"FAQPage\",\r\n \"mainEntity\": [\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Ara\u00e7 de\u011fer kayb\u0131 i\u00e7in zamana\u015f\u0131m\u0131 s\u00fcresi ne kadard\u0131r?\",\r\n \"acceptedAnswer\": {\r\n \"@type\": \"Answer\",\r\n \"text\": \"Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 talebi, kazan\u0131n \u00f6\u011frenildi\u011fi tarihten itibaren 2 y\u0131l ve her hal\u00fckarda kazan\u0131n meydana geldi\u011fi tarihten itibaren 10 y\u0131l i\u00e7inde ileri s\u00fcr\u00fclmelidir.\"\r\n }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Tek tarafl\u0131 kazalarda de\u011fer kayb\u0131 al\u0131nabilir mi?\",\r\n \"acceptedAnswer\": {\r\n \"@type\": \"Answer\",\r\n \"text\": \"Hay\u0131r. Tek tarafl\u0131 kazalarda kar\u015f\u0131 taraf bulunmad\u0131\u011f\u0131ndan de\u011fer kayb\u0131 tazminat\u0131 talep edilememektedir. De\u011fer kayb\u0131 ancak \u00e7ift tarafl\u0131 kazalarda, kusurlu taraf\u0131n sigortas\u0131ndan istenebilir.\"\r\n }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"De\u011fer kayb\u0131 ba\u015fvurusu nereye yap\u0131l\u0131r?\",\r\n \"acceptedAnswer\": {\r\n \"@type\": \"Answer\",\r\n \"text\": \"De\u011fer kayb\u0131 ba\u015fvurusu, kazada kusurlu olan arac\u0131n zorunlu trafik sigortas\u0131 \u015firketine yaz\u0131l\u0131 olarak yap\u0131l\u0131r. Ba\u015fvuru e-posta, iadeli taahh\u00fctl\u00fc mektup veya noter arac\u0131l\u0131\u011f\u0131yla ger\u00e7ekle\u015ftirilebilir.\"\r\n }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Kusurlu taraf\u0131n sigortas\u0131 de\u011fer kayb\u0131n\u0131 \u00f6der mi?\",\r\n \"acceptedAnswer\": {\r\n \"@type\": \"Answer\",\r\n \"text\": \"Evet. Zorunlu trafik sigortas\u0131 kapsam\u0131nda de\u011fer kayb\u0131, maddi zararlar teminat\u0131 i\u00e7erisinde yer al\u0131r ve poli\u00e7e limitleri dahilinde kar\u015f\u0131lan\u0131r.\"\r\n }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Daha \u00f6nce ayn\u0131 yerden hasar alan ara\u00e7ta de\u011fer kayb\u0131 al\u0131nabilir mi?\",\r\n \"acceptedAnswer\": {\r\n \"@type\": \"Answer\",\r\n \"text\": \"Hay\u0131r. Bir ara\u00e7 ayn\u0131 b\u00f6lgeden daha \u00f6nce hasar alm\u0131\u015f ve onar\u0131m g\u00f6rm\u00fc\u015fse, ikinci kez ayn\u0131 b\u00f6lgeden de\u011fer kayb\u0131 talep edilemez. Ancak farkl\u0131 bir b\u00f6lgeden hasar al\u0131nmas\u0131 halinde yeni de\u011fer kayb\u0131 talebi m\u00fcmk\u00fcnd\u00fcr.\"\r\n }\r\n },\r\n {\r\n \"@type\": \"Question\",\r\n \"name\": \"Ara\u00e7 de\u011fer kayb\u0131 davas\u0131 ne kadar s\u00fcrer?\",\r\n \"acceptedAnswer\": {\r\n \"@type\": \"Answer\",\r\n \"text\": \"Sigorta Tahkim Komisyonu'na yap\u0131lan ba\u015fvurular ortalama 3-6 ay i\u00e7inde sonu\u00e7lanmaktad\u0131r. Mahkeme yoluyla a\u00e7\u0131lan davalar ise 6 ay ile 1.5 y\u0131l aras\u0131nda s\u00fcrebilmektedir.\"\r\n }\r\n }\r\n ]\r\n}\r\n<\/script>\r\n<script type=\"application\/ld+json\">\r\n{\r\n \"@context\": \"https:\/\/schema.org\",\r\n \"@type\": \"WebPage\",\r\n \"name\": \"Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama 2026\",\r\n \"description\": \"Trafik kazas\u0131 sonras\u0131 ara\u00e7 de\u011fer kayb\u0131n\u0131 \u00fccretsiz hesaplay\u0131n. De\u011fer kayb\u0131 tazminat\u0131 \u015fartlar\u0131 ve hukuki s\u00fcre\u00e7 hakk\u0131nda bilgi edinin.\",\r\n \"url\": \"https:\/\/avfurkaneryilmaz.com\/arac-deger-kaybi-hesaplama\/\",\r\n \"publisher\": {\r\n \"@type\": \"LegalService\",\r\n \"name\": \"Furkan Ery\u0131lmaz Hukuk ve Dan\u0131\u015fmanl\u0131k\",\r\n \"url\": \"https:\/\/avfurkaneryilmaz.com\",\r\n \"address\": {\r\n \"@type\": \"PostalAddress\",\r\n \"addressLocality\": \"Denizli\",\r\n \"addressCountry\": \"TR\"\r\n },\r\n \"telephone\": \"+905545131497\"\r\n }\r\n}\r\n<\/script>\r\n<style>\r\n :root {\r\n --black: #222222;\r\n --dark: #333333;\r\n --text: #333333;\r\n --text-light: #555555;\r\n --text-muted: #888888;\r\n --bg: #ffffff;\r\n --bg-light: #f5f5f5;\r\n --border: #e0e0e0;\r\n --border-light: #eeeeee;\r\n --accent: #444444;\r\n }\r\n\r\n .dkh-page {\r\n font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", Arial, \"Noto Sans\", sans-serif;\r\n color: 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overflow: hidden;\r\n margin-bottom: 32px;\r\n }\r\n\r\n .dkh-calc-header {\r\n background: var(--black);\r\n padding: 16px 24px;\r\n text-align: center;\r\n }\r\n\r\n .dkh-calc-header h2 {\r\n font-size: 16px;\r\n color: white;\r\n font-weight: 600;\r\n margin: 0;\r\n }\r\n\r\n .dkh-calc-header span {\r\n font-size: 12px;\r\n color: rgba(255,255,255,0.6);\r\n display: block;\r\n margin-top: 4px;\r\n }\r\n\r\n .dkh-calc-body {\r\n padding: 24px;\r\n }\r\n\r\n .dkh-calc-grid {\r\n display: grid;\r\n grid-template-columns: 1fr 1fr;\r\n gap: 16px;\r\n margin-bottom: 20px;\r\n }\r\n\r\n @media (max-width: 520px) {\r\n .dkh-calc-grid { grid-template-columns: 1fr; }\r\n }\r\n\r\n .dkh-calc-field label {\r\n display: block;\r\n font-size: 13px;\r\n font-weight: 600;\r\n color: var(--text);\r\n margin-bottom: 5px;\r\n }\r\n\r\n .dkh-calc-field input,\r\n .dkh-calc-field select {\r\n width: 100%;\r\n padding: 10px 12px;\r\n border: 1px solid var(--border);\r\n border-radius: 3px;\r\n font-size: 15px;\r\n font-family: inherit;\r\n color: var(--text);\r\n background: var(--bg);\r\n outline: none;\r\n transition: border-color 0.2s;\r\n -webkit-appearance: none;\r\n appearance: none;\r\n }\r\n\r\n .dkh-calc-field select {\r\n background-image: url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23999' stroke-width='1.5' fill='none'\/%3E%3C\/svg%3E\");\r\n background-repeat: no-repeat;\r\n background-position: right 12px center;\r\n padding-right: 32px;\r\n }\r\n\r\n .dkh-calc-field input:focus,\r\n .dkh-calc-field select:focus {\r\n border-color: var(--accent);\r\n }\r\n\r\n .dkh-calc-field input::placeholder {\r\n color: #bbb;\r\n }\r\n\r\n .dkh-calc-field.full {\r\n grid-column: 1 \/ -1;\r\n }\r\n\r\n \/* Hasar B\u00f6lgesi Se\u00e7imi *\/\r\n .dkh-hasar-grid {\r\n display: grid;\r\n grid-template-columns: 1fr 1fr;\r\n gap: 8px;\r\n margin-bottom: 20px;\r\n }\r\n\r\n @media (max-width: 520px) {\r\n .dkh-hasar-grid { grid-template-columns: 1fr; }\r\n }\r\n\r\n .dkh-hasar-grid label {\r\n font-size: 13px;\r\n font-weight: 600;\r\n color: var(--text);\r\n margin-bottom: 5px;\r\n display: block;\r\n grid-column: 1 \/ -1;\r\n }\r\n\r\n .dkh-hasar-opt {\r\n display: flex;\r\n align-items: center;\r\n gap: 8px;\r\n padding: 10px 12px;\r\n border: 1px solid var(--border);\r\n border-radius: 3px;\r\n cursor: pointer;\r\n transition: border-color 0.2s, background 0.2s;\r\n font-size: 13px;\r\n color: var(--text);\r\n }\r\n\r\n .dkh-hasar-opt:hover {\r\n background: var(--bg-light);\r\n }\r\n\r\n .dkh-hasar-opt.selected {\r\n border-color: var(--black);\r\n background: var(--bg-light);\r\n }\r\n\r\n .dkh-hasar-opt input[type=\"checkbox\"] {\r\n width: 16px;\r\n height: 16px;\r\n accent-color: var(--black);\r\n margin: 0;\r\n flex-shrink: 0;\r\n }\r\n\r\n \/* Button *\/\r\n .dkh-calc-btn {\r\n display: block;\r\n width: 100%;\r\n padding: 14px;\r\n background: var(--black);\r\n border: 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16px;\r\n }\r\n\r\n .dkh-calc-result .breakdown {\r\n display: flex;\r\n justify-content: center;\r\n gap: 8px;\r\n flex-wrap: wrap;\r\n margin-bottom: 16px;\r\n }\r\n\r\n .dkh-calc-result .breakdown .tag {\r\n font-size: 12px;\r\n padding: 4px 10px;\r\n background: white;\r\n border: 1px solid var(--border);\r\n border-radius: 3px;\r\n color: var(--text-light);\r\n }\r\n\r\n .dkh-cta-box {\r\n margin-top: 16px;\r\n padding-top: 16px;\r\n border-top: 1px solid var(--border);\r\n }\r\n\r\n .dkh-cta-box p {\r\n font-size: 14px;\r\n color: var(--text);\r\n margin: 0 0 10px 0;\r\n }\r\n\r\n .dkh-cta-link {\r\n display: inline-block;\r\n padding: 10px 28px;\r\n background: var(--black);\r\n color: white;\r\n text-decoration: none;\r\n border-radius: 3px;\r\n font-size: 14px;\r\n font-weight: 600;\r\n transition: background 0.2s;\r\n }\r\n\r\n .dkh-cta-link:hover {\r\n background: #000;\r\n color: white;\r\n }\r\n\r\n \/* \u2500\u2500 Steps Section \u2500\u2500 *\/\r\n .dkh-steps {\r\n 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}\r\n\r\n .dkh-faq-item {\r\n border-bottom: 1px solid var(--border);\r\n padding: 14px 0;\r\n }\r\n\r\n .dkh-faq-item:first-of-type {\r\n border-top: 1px solid var(--border);\r\n }\r\n\r\n .dkh-faq-q {\r\n font-size: 15px;\r\n font-weight: 600;\r\n color: var(--black);\r\n cursor: pointer;\r\n display: flex;\r\n justify-content: space-between;\r\n align-items: center;\r\n gap: 12px;\r\n }\r\n\r\n .dkh-faq-q::after {\r\n content: '+';\r\n font-size: 18px;\r\n font-weight: 400;\r\n color: var(--text-muted);\r\n flex-shrink: 0;\r\n transition: transform 0.2s;\r\n }\r\n\r\n .dkh-faq-item.open .dkh-faq-q::after {\r\n content: '\u2212';\r\n }\r\n\r\n .dkh-faq-a {\r\n display: none;\r\n padding-top: 10px;\r\n font-size: 14px;\r\n color: var(--text-light);\r\n line-height: 1.6;\r\n }\r\n\r\n .dkh-faq-item.open .dkh-faq-a {\r\n display: block;\r\n }\r\n\r\n \/* \u2500\u2500 Final CTA \u2500\u2500 *\/\r\n .dkh-final-cta {\r\n text-align: center;\r\n background: var(--bg-light);\r\n border: 1px solid var(--border);\r\n border-radius: 6px;\r\n padding: 28px 24px;\r\n margin-bottom: 32px;\r\n }\r\n\r\n .dkh-final-cta h3 {\r\n font-size: 18px;\r\n font-weight: 700;\r\n color: var(--black);\r\n margin: 0 0 8px 0;\r\n }\r\n\r\n .dkh-final-cta p {\r\n font-size: 14px;\r\n color: var(--text-light);\r\n margin: 0 0 16px 0;\r\n max-width: 440px;\r\n margin-left: auto;\r\n margin-right: auto;\r\n }\r\n\r\n .dkh-final-cta a {\r\n display: inline-block;\r\n padding: 12px 32px;\r\n background: var(--black);\r\n color: white;\r\n text-decoration: none;\r\n border-radius: 3px;\r\n font-size: 15px;\r\n font-weight: 600;\r\n transition: background 0.2s;\r\n }\r\n\r\n .dkh-final-cta a:hover {\r\n background: #000;\r\n color: white;\r\n }\r\n\r\n \/* \u2500\u2500 Disclaimer \u2500\u2500 *\/\r\n .dkh-disclaimer {\r\n text-align: center;\r\n padding: 16px 0 32px;\r\n font-size: 12px;\r\n color: var(--text-muted);\r\n line-height: 1.6;\r\n border-top: 1px solid var(--border);\r\n }\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<div class=\"dkh-page\">\r\n\r\n <!-- Page Header -->\r\n <div class=\"dkh-page-header\">\r\n <h1>Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama 2026<\/h1>\r\n <p>Trafik kazas\u0131 sonras\u0131nda arac\u0131n\u0131zda olu\u015fan tahmini de\u011fer kayb\u0131n\u0131 hesaplay\u0131n ve hukuki haklar\u0131n\u0131z hakk\u0131nda bilgi edinin.<\/p>\r\n <\/div>\r\n\r\n <!-- Calculator -->\r\n <div class=\"dkh-calc-card\">\r\n <div class=\"dkh-calc-header\">\r\n <h2>Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama Arac\u0131<\/h2>\r\n <span>Hesaplama sonucu tahmini olup kesin sonu\u00e7 eksper de\u011ferlendirmesine ba\u011fl\u0131d\u0131r<\/span>\r\n <\/div>\r\n <div class=\"dkh-calc-body\">\r\n\r\n <div class=\"dkh-calc-grid\">\r\n <div class=\"dkh-calc-field\">\r\n <label>Arac\u0131n Piyasa De\u011feri (\u20ba)<\/label>\r\n <input type=\"text\" id=\"c-rayic\" placeholder=\"\u00d6r: 1.200.000\" oninput=\"fmtCur(this)\">\r\n <\/div>\r\n <div class=\"dkh-calc-field\">\r\n <label>Ara\u00e7 Kilometresi<\/label>\r\n <input type=\"text\" id=\"c-km\" placeholder=\"\u00d6r: 45.000\" oninput=\"fmtNum(this)\">\r\n <\/div>\r\n <div class=\"dkh-calc-field\">\r\n <label>Hasar Tutar\u0131 (\u20ba)<\/label>\r\n <input type=\"text\" id=\"c-hasar\" placeholder=\"\u00d6r: 85.000\" oninput=\"fmtCur(this)\">\r\n <\/div>\r\n <div class=\"dkh-calc-field\">\r\n <label>Kusur Durumu<\/label>\r\n <select id=\"c-kusur\">\r\n <option value=\"0\">Kusursuz (%0)<\/option>\r\n <option value=\"25\">Az Kusurlu (%25)<\/option>\r\n <option value=\"50\">E\u015fit Kusurlu (%50)<\/option>\r\n <option value=\"75\">A\u011f\u0131rl\u0131kl\u0131 Kusurlu (%75)<\/option>\r\n <\/select>\r\n <\/div>\r\n <\/div>\r\n\r\n <label style=\"font-size:13px;font-weight:600;color:var(--text);display:block;margin-bottom:8px;\">Hasarl\u0131 B\u00f6lgeler (birden fazla se\u00e7ilebilir)<\/label>\r\n <div class=\"dkh-hasar-grid\">\r\n <label class=\"dkh-hasar-opt\" onclick=\"togSel(this)\">\r\n <input type=\"checkbox\" value=\"yapisal\"> Yap\u0131sal par\u00e7a de\u011fi\u015fimi (\u015fase, direk, tavan)\r\n <\/label>\r\n <label class=\"dkh-hasar-opt\" onclick=\"togSel(this)\">\r\n <input type=\"checkbox\" value=\"kaporta\"> Kaporta de\u011fi\u015fimi (\u00e7amurluk, kap\u0131, kaput)\r\n <\/label>\r\n <label class=\"dkh-hasar-opt\" onclick=\"togSel(this)\">\r\n <input type=\"checkbox\" value=\"boya\"> Boya ve d\u00fczeltme i\u015flemi\r\n <\/label>\r\n <label class=\"dkh-hasar-opt\" onclick=\"togSel(this)\">\r\n <input type=\"checkbox\" value=\"mekanik\"> Mekanik ve s\u00fcspansiyon onar\u0131m\u0131\r\n <\/label>\r\n <\/div>\r\n\r\n <button class=\"dkh-calc-btn\" onclick=\"hesapla()\">DE\u011eER KAYBINI HESAPLA<\/button>\r\n\r\n <div class=\"dkh-calc-result\" id=\"calc-result\">\r\n <div class=\"label\">Tahmini Ara\u00e7 De\u011fer Kayb\u0131<\/div>\r\n <div class=\"amount\" id=\"res-amount\">\u20ba0<\/div>\r\n <div class=\"range\" id=\"res-range\"><\/div>\r\n <div class=\"breakdown\" id=\"res-tags\"><\/div>\r\n <div class=\"note\">Bu hesaplama ortalama piyasa de\u011ferlerine dayal\u0131 tahmini bir sonu\u00e7tur. Kesin de\u011fer kayb\u0131 tutar\u0131, eksper raporu ve bilirki\u015fi de\u011ferlendirmesine g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilir.<\/div>\r\n <div class=\"dkh-cta-box\">\r\n <p>De\u011fer kayb\u0131 tazminat\u0131n\u0131z\u0131 almak i\u00e7in hukuki destek alabilirsiniz.<\/p>\r\n <a class=\"dkh-cta-link\" href=\"#ftr\">Hemen \u0130leti\u015fime Ge\u00e7in<\/a>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- How It Works -->\r\n <div class=\"dkh-prose\">\r\n <h2>Ara\u00e7 De\u011fer Kayb\u0131 Nedir?<\/h2>\r\n <p>Ara\u00e7 de\u011fer kayb\u0131, bir trafik kazas\u0131 sonucunda arac\u0131n onar\u0131lmas\u0131na ra\u011fmen ikinci el piyasas\u0131ndaki sat\u0131\u015f de\u011ferinde meydana gelen d\u00fc\u015f\u00fc\u015ft\u00fcr. Ara\u00e7 en iyi \u015fekilde tamir edilse dahi, kaza ge\u00e7mi\u015fi TRAMER kay\u0131tlar\u0131na i\u015flenir ve potansiyel al\u0131c\u0131lar bu durumu dikkate alarak daha d\u00fc\u015f\u00fck fiyat teklif eder.<\/p>\r\n <p>Bu de\u011fer kayb\u0131, 6098 Say\u0131l\u0131 T\u00fcrk Bor\u00e7lar Kanunu ve 2918 Say\u0131l\u0131 Karayollar\u0131 Trafik Kanunu \u00e7er\u00e7evesinde tazmin edilebilir bir hakt\u0131r. Kusurlu taraf\u0131n zorunlu trafik sigortas\u0131 veya kasko sigortas\u0131 bu bedeli kar\u015f\u0131lamakla y\u00fck\u00fcml\u00fcd\u00fcr.<\/p>\r\n <\/div>\r\n\r\n <!-- Conditions -->\r\n <div class=\"dkh-conditions\">\r\n <h3>De\u011fer Kayb\u0131 Talep Edebilmenin \u015eartlar\u0131<\/h3>\r\n <ul>\r\n <li>Kaza \u00e7ift tarafl\u0131 olmal\u0131d\u0131r (tek tarafl\u0131 kazalarda talep edilemez)<\/li>\r\n <li>Kazada tam kusurlu (%100) olmaman\u0131z gerekir<\/li>\r\n <li>Ara\u00e7ta hasar olu\u015fmu\u015f ve onar\u0131m yap\u0131lm\u0131\u015f olmal\u0131d\u0131r<\/li>\r\n <li>Hasarlanan par\u00e7alar daha \u00f6nce ba\u015fka bir kazada onar\u0131lmam\u0131\u015f olmal\u0131d\u0131r<\/li>\r\n <li>Kaza tarihinden itibaren 2 y\u0131l i\u00e7inde ba\u015fvuru yap\u0131lmal\u0131d\u0131r<\/li>\r\n <li>Ara\u00e7 hakk\u0131nda pert veya hurda karar\u0131 verilmemi\u015f olmal\u0131d\u0131r<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <!-- How It Works -->\r\n <div class=\"dkh-prose\">\r\n <h2>Ara\u00e7 De\u011fer Kayb\u0131 Nas\u0131l Hesaplan\u0131r?<\/h2>\r\n <p>Ara\u00e7 de\u011fer kayb\u0131 hesaplan\u0131rken arac\u0131n kaza \u00f6ncesi ikinci el piyasa rayi\u00e7 de\u011feri ile kaza sonras\u0131 onar\u0131lm\u0131\u015f haldeki de\u011feri aras\u0131ndaki fark esas al\u0131n\u0131r. Hesaplamada arac\u0131n markas\u0131, modeli, ya\u015f\u0131, kilometresi, hasar b\u00f6lgesi ve onar\u0131m kapsam\u0131 gibi fakt\u00f6rler g\u00f6z \u00f6n\u00fcnde bulundurulur.<\/p>\r\n <p>14.05.2015 tarihli Resmi Gazete'de yay\u0131mlanan ZMMS Genel \u015eartlar\u0131 Ek-1'de belirtilen form\u00fcle g\u00f6re de\u011fer kayb\u0131 d\u00f6rt ana kategoride de\u011ferlendirilir: kaynakl\u0131 ana par\u00e7a de\u011fi\u015fimleri, kaynakl\u0131 ana par\u00e7a d\u00fczeltmeleri, di\u011fer par\u00e7a i\u015flemleri ve boya uygulamalar\u0131. Anayasa Mahkemesi'nin 09.10.2020 tarihli karar\u0131 sonras\u0131nda ise de\u011fer kayb\u0131 hesab\u0131nda ger\u00e7ek zarar ilkesi esas al\u0131nmakta ve piyasa rayicine g\u00f6re belirleme yap\u0131lmaktad\u0131r.<\/p>\r\n <\/div>\r\n\r\n <!-- Steps -->\r\n <div class=\"dkh-steps\">\r\n <h2>De\u011fer Kayb\u0131 Tazminat\u0131 Nas\u0131l Al\u0131n\u0131r?<\/h2>\r\n\r\n <div class=\"dkh-step\">\r\n <div class=\"dkh-step-num\">1<\/div>\r\n <div class=\"dkh-step-content\">\r\n <h4>Belgelerin Haz\u0131rlanmas\u0131<\/h4>\r\n <p>Kaza tespit tutana\u011f\u0131, onar\u0131m faturalar\u0131, ekspertiz raporu, ara\u00e7 ruhsat\u0131 ve sigorta poli\u00e7esi belgelerini toplay\u0131n.<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-step\">\r\n <div class=\"dkh-step-num\">2<\/div>\r\n <div class=\"dkh-step-content\">\r\n <h4>Sigorta \u015eirketine Ba\u015fvuru<\/h4>\r\n <p>Kusurlu taraf\u0131n zorunlu trafik sigortas\u0131 \u015firketine yaz\u0131l\u0131 ba\u015fvuru yap\u0131n. \u015eirketin 15 g\u00fcn i\u00e7inde yan\u0131t vermesi gerekmektedir.<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-step\">\r\n <div class=\"dkh-step-num\">3<\/div>\r\n <div class=\"dkh-step-content\">\r\n <h4>De\u011ferlendirme ve Teklif<\/h4>\r\n <p>Sigorta \u015firketi hasar dosyas\u0131 a\u00e7arak de\u011fer kayb\u0131 teklifini iletir. Teklif yetersiz ise hukuki yola ba\u015fvurulabilir.<\/p>\r\n <\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-step\">\r\n <div class=\"dkh-step-num\">4<\/div>\r\n <div class=\"dkh-step-content\">\r\n <h4>Dava veya Tahkim Ba\u015fvurusu<\/h4>\r\n <p>Sigorta \u015firketinin teklifi yetersiz ise Asliye Ticaret Mahkemesi'nde dava a\u00e7\u0131labilir veya Sigorta Tahkim Komisyonu'na ba\u015fvurulabilir.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- FAQ -->\r\n <div class=\"dkh-faq\">\r\n <h2>S\u0131k\u00e7a Sorulan Sorular<\/h2>\r\n\r\n <div class=\"dkh-faq-item\">\r\n <div class=\"dkh-faq-q\" onclick=\"togFaq(this.parentElement)\">Ara\u00e7 de\u011fer kayb\u0131 i\u00e7in zamana\u015f\u0131m\u0131 s\u00fcresi ne kadard\u0131r?<\/div>\r\n <div class=\"dkh-faq-a\">Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 talebi, kazan\u0131n \u00f6\u011frenildi\u011fi tarihten itibaren 2 y\u0131l ve her hal\u00fckarda kazan\u0131n meydana geldi\u011fi tarihten itibaren 10 y\u0131l i\u00e7inde ileri s\u00fcr\u00fclmelidir. Bu s\u00fcrelerin ge\u00e7irilmesi halinde zamana\u015f\u0131m\u0131 sebebiyle tazminat hakk\u0131 kaybedilebilir.<\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-faq-item\">\r\n <div class=\"dkh-faq-q\" onclick=\"togFaq(this.parentElement)\">Tek tarafl\u0131 kazalarda de\u011fer kayb\u0131 al\u0131nabilir mi?<\/div>\r\n <div class=\"dkh-faq-a\">Hay\u0131r. Tek tarafl\u0131 kazalarda (duvara \u00e7arpma, a\u011faca s\u00fcrtme vb.) kar\u015f\u0131 taraf bulunmad\u0131\u011f\u0131ndan de\u011fer kayb\u0131 tazminat\u0131 talep edilememektedir. De\u011fer kayb\u0131 ancak \u00e7ift tarafl\u0131 kazalarda, kusurlu taraf\u0131n sigortas\u0131ndan istenebilir.<\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-faq-item\">\r\n <div class=\"dkh-faq-q\" onclick=\"togFaq(this.parentElement)\">De\u011fer kayb\u0131 ba\u015fvurusu nereye yap\u0131l\u0131r?<\/div>\r\n <div class=\"dkh-faq-a\">De\u011fer kayb\u0131 ba\u015fvurusu, kazada kusurlu olan arac\u0131n zorunlu trafik sigortas\u0131 \u015firketine yaz\u0131l\u0131 olarak yap\u0131l\u0131r. Ba\u015fvuru e-posta, iadeli taahh\u00fctl\u00fc mektup veya noter arac\u0131l\u0131\u011f\u0131yla ger\u00e7ekle\u015ftirilebilir. E-Devlet \u00fczerinden ba\u015fvuru yap\u0131lamamaktad\u0131r.<\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-faq-item\">\r\n <div class=\"dkh-faq-q\" onclick=\"togFaq(this.parentElement)\">Kusurlu taraf\u0131n sigortas\u0131 de\u011fer kayb\u0131n\u0131 \u00f6der mi?<\/div>\r\n <div class=\"dkh-faq-a\">Evet. Zorunlu trafik sigortas\u0131 kapsam\u0131nda de\u011fer kayb\u0131, maddi zararlar teminat\u0131 i\u00e7erisinde yer al\u0131r ve poli\u00e7e limitleri dahilinde kar\u015f\u0131lan\u0131r. Poli\u00e7e limitini a\u015fan k\u0131s\u0131m i\u00e7in ara\u00e7 sahibi veya s\u00fcr\u00fcc\u00fcye kar\u015f\u0131 dava a\u00e7\u0131labilir.<\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-faq-item\">\r\n <div class=\"dkh-faq-q\" onclick=\"togFaq(this.parentElement)\">Daha \u00f6nce ayn\u0131 yerden hasar alan ara\u00e7ta de\u011fer kayb\u0131 al\u0131nabilir mi?<\/div>\r\n <div class=\"dkh-faq-a\">Hay\u0131r. Bir ara\u00e7 ayn\u0131 b\u00f6lgeden daha \u00f6nce hasar alm\u0131\u015f ve onar\u0131m g\u00f6rm\u00fc\u015fse, ikinci kez ayn\u0131 b\u00f6lgeden de\u011fer kayb\u0131 talep edilemez. Ancak farkl\u0131 bir b\u00f6lgeden hasar al\u0131nmas\u0131 halinde yeni de\u011fer kayb\u0131 talebi m\u00fcmk\u00fcnd\u00fcr.<\/div>\r\n <\/div>\r\n\r\n <div class=\"dkh-faq-item\">\r\n <div class=\"dkh-faq-q\" onclick=\"togFaq(this.parentElement)\">Ara\u00e7 de\u011fer kayb\u0131 davas\u0131 ne kadar s\u00fcrer?<\/div>\r\n <div class=\"dkh-faq-a\">Sigorta Tahkim Komisyonu'na yap\u0131lan ba\u015fvurular ortalama 3-6 ay i\u00e7inde sonu\u00e7lanmaktad\u0131r. Mahkeme yoluyla a\u00e7\u0131lan davalar ise mahkemenin i\u015f yo\u011funlu\u011funa g\u00f6re 6 ay ile 1.5 y\u0131l aras\u0131nda s\u00fcrebilmektedir.<\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <!-- Final CTA -->\r\n <div class=\"dkh-final-cta\">\r\n <h3>Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131n\u0131z \u0130\u00e7in<\/h3>\r\n <p>Deneyimli hukuk ekibimiz ile de\u011fer kayb\u0131 tazminat\u0131n\u0131z\u0131 en k\u0131sa s\u00fcrede ve eksiksiz \u015fekilde alman\u0131z\u0131 sa\u011fl\u0131yoruz.<\/p>\r\n <a href=\"#ftr\">Hemen \u0130leti\u015fime Ge\u00e7in<\/a>\r\n <\/div>\r\n\r\n <!-- Disclaimer -->\r\n <div class=\"dkh-disclaimer\">\r\n Bu sayfadaki hesaplama arac\u0131 bilgilendirme ama\u00e7l\u0131d\u0131r ve tahmini sonu\u00e7lar \u00fcretir. Kesin de\u011fer kayb\u0131 tutar\u0131, yetkili eksper de\u011ferlendirmesi ve bilirki\u015fi raporu ile belirlenir.<br>\r\n \u00a9 Furkan Ery\u0131lmaz Hukuk ve Dan\u0131\u015fmanl\u0131k\r\n <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\nfunction p(s){return parseFloat((s||'').replace(\/[^\\d]\/g,''))||0}\r\nfunction fmtCur(i){let v=i.value.replace(\/[^\\d]\/g,'');if(v)v=parseInt(v).toLocaleString('tr-TR');i.value=v}\r\nfunction fmtNum(i){let v=i.value.replace(\/[^\\d]\/g,'');if(v)v=parseInt(v).toLocaleString('tr-TR');i.value=v}\r\nfunction f(n){return '\u20ba'+Math.round(n).toLocaleString('tr-TR')}\r\n\r\nfunction togSel(el){\r\n setTimeout(()=>{\r\n const cb=el.querySelector('input[type=\"checkbox\"]');\r\n if(cb.checked) el.classList.add('selected');\r\n else el.classList.remove('selected');\r\n },0);\r\n}\r\n\r\nfunction togFaq(el){\r\n el.classList.toggle('open');\r\n}\r\n\r\nfunction hesapla(){\r\n const rayic=p(document.getElementById('c-rayic').value);\r\n const km=p(document.getElementById('c-km').value);\r\n const hasar=p(document.getElementById('c-hasar').value);\r\n const kusur=parseInt(document.getElementById('c-kusur').value);\r\n\r\n if(rayic===0){alert('L\u00fctfen arac\u0131n piyasa de\u011ferini giriniz.');return}\r\n if(hasar===0){alert('L\u00fctfen hasar onar\u0131m bedelini giriniz.');return}\r\n\r\n \/\/ Hasar oran\u0131\r\n const hasarOran=Math.min(hasar\/rayic,0.5);\r\n\r\n \/\/ Hasar b\u00f6lgesi katsay\u0131s\u0131\r\n const checks=document.querySelectorAll('.dkh-hasar-opt input:checked');\r\n let bolgeK=0;\r\n checks.forEach(c=>{\r\n if(c.value==='yapisal') bolgeK+=0.06;\r\n else if(c.value==='kaporta') bolgeK+=0.04;\r\n else if(c.value==='boya') bolgeK+=0.02;\r\n else if(c.value==='mekanik') bolgeK+=0.02;\r\n });\r\n if(bolgeK===0) bolgeK=0.04; \/\/ default kaporta\r\n\r\n \/\/ Km katsay\u0131s\u0131 (d\u00fc\u015f\u00fck km = y\u00fcksek kay\u0131p)\r\n let kmK=1;\r\n if(km<=15000) kmK=1;\r\n else if(km<=30000) kmK=0.95;\r\n else if(km<=60000) kmK=0.88;\r\n else if(km<=100000) kmK=0.80;\r\n else if(km<=150000) kmK=0.70;\r\n else kmK=0.60;\r\n\r\n \/\/ Hasar boyutu katsay\u0131s\u0131\r\n let hasarK=1;\r\n if(hasarOran<=0.02) hasarK=0.5;\r\n else if(hasarOran<=0.05) hasarK=0.75;\r\n else if(hasarOran<=0.10) hasarK=1;\r\n else if(hasarOran<=0.20) hasarK=1.15;\r\n else hasarK=1.25;\r\n\r\n \/\/ Temel de\u011fer kayb\u0131\r\n let dk=rayic*bolgeK*hasarK*kmK;\r\n\r\n \/\/ \u00dcst s\u0131n\u0131r: rayi\u00e7 de\u011ferin %25'i\r\n const ust=rayic*0.25;\r\n if(dk>ust) dk=ust;\r\n\r\n \/\/ Kusur indirimi\r\n const kusurOran=(100-kusur)\/100;\r\n dk=dk*kusurOran;\r\n\r\n \/\/ Alt-\u00fcst aral\u0131k\r\n const alt=dk*0.75;\r\n const ust2=dk*1.25;\r\n\r\n \/\/ Tags\r\n const tags=[];\r\n tags.push('Rayi\u00e7: '+f(rayic));\r\n tags.push('Hasar: '+f(hasar));\r\n tags.push('KM: '+km.toLocaleString('tr-TR'));\r\n if(kusur>0) tags.push('Kusur: %'+kusur);\r\n\r\n \/\/ Display\r\n const res=document.getElementById('calc-result');\r\n res.style.display='block';\r\n document.getElementById('res-amount').textContent=f(dk);\r\n document.getElementById('res-range').textContent='Tahmini aral\u0131k: '+f(alt)+' \u2014 '+f(ust2);\r\n\r\n const tagsEl=document.getElementById('res-tags');\r\n tagsEl.innerHTML='';\r\n tags.forEach(t=>{\r\n const sp=document.createElement('span');\r\n sp.className='tag';\r\n sp.textContent=t;\r\n tagsEl.appendChild(sp);\r\n });\r\n\r\n setTimeout(()=>{res.scrollIntoView({behavior:'smooth',block:'center'})},100);\r\n}\r\n<\/script>\r\n\r\n<\/body>\r\n<\/html><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4476","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages\/4476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/comments?post=4476"}],"version-history":[{"count":10,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages\/4476\/revisions"}],"predecessor-version":[{"id":4499,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages\/4476\/revisions\/4499"}],"wp:attachment":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/media?parent=4476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}