{"id":4468,"date":"2026-03-01T22:19:00","date_gmt":"2026-03-01T19:19:00","guid":{"rendered":"https:\/\/avfurkaneryilmaz.com\/?page_id=4468"},"modified":"2026-11-12T21:52:02","modified_gmt":"2026-11-12T18:52:02","slug":"arac-deger-kaybi-hesaplama","status":"publish","type":"page","link":"https:\/\/avfurkaneryilmaz.com\/en\/arac-deger-kaybi-hesaplama","title":{"rendered":"Vehicle Depreciation Calculator"},"content":{"rendered":"\n<style>\n.fe-tool{--b:#222;--t:#333;--m:#6b6b6b;--l:#e4e4e4;--bg:#f6f6f6;font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,\"Helvetica Neue\",Arial,sans-serif;color:var(--t);max-width:780px;margin:0 auto;line-height:1.55}\n.fe-tool *{box-sizing:border-box}\n.fe-tool .fe-head{text-align:center;padding:8px 0 22px;border-bottom:1px solid var(--l);margin-bottom:22px}\n.fe-tool .fe-head h2{font-size:clamp(22px,3.2vw,30px);font-weight:700;color:var(--b);margin:0 0 8px}\n.fe-tool .fe-head p{color:var(--m);margin:0 0 10px;font-size:15px}\n.fe-tool .fe-badge{display:inline-block;border:1px solid var(--l);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--m);padding:4px 10px}\n.fe-tool .fe-card{border:1px solid var(--l);margin-bottom:18px;background:#fff}\n.fe-tool .fe-card-h{background:var(--bg);padding:14px 18px;border-bottom:1px solid var(--l);font-weight:600;color:var(--b)}\n.fe-tool .fe-card-b{padding:18px}\n.fe-tool .fe-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}\n@media(max-width:600px){.fe-tool .fe-grid{grid-template-columns:1fr}}\n.fe-tool label{display:block;font-size:13px;font-weight:600;margin-bottom:6px;color:var(--b)}\n.fe-tool input,.fe-tool select{width:100%;padding:11px 12px;border:1px solid #cfcfcf;font-size:15px;background:#fff;color:var(--t);border-radius:0}\n.fe-tool input:focus{outline:2px solid var(--b);outline-offset:-1px}\n.fe-tool .fe-hint{font-size:12px;color:var(--m);margin-top:5px}\n.fe-tool button.fe-btn{width:100%;padding:14px;background:var(--b);color:#fff;border:0;font-size:15px;font-weight:600;cursor:pointer;letter-spacing:.02em}\n.fe-tool button.fe-btn:hover{background:#000}\n.fe-tool .fe-res{display:none;margin-top:18px}\n.fe-tool table.fe-tbl{width:100%;border-collapse:collapse;font-size:14px}\n.fe-tool .fe-tbl td{padding:10px 12px;border-bottom:1px solid var(--l)}\n.fe-tool .fe-tbl td:last-child{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}\n.fe-tool .fe-tbl tr.fe-total td{font-weight:700;color:var(--b);background:var(--bg)}\n.fe-tool .fe-err{display:none;border:1px solid #c0392b;color:#c0392b;padding:12px 14px;margin-top:14px;font-size:14px}\n.fe-tool .fe-note{font-size:12.5px;color:var(--m);border-left:3px solid var(--l);padding:4px 0 4px 12px;margin-top:14px}\n.fe-tool .fe-cta{margin-top:18px;padding:16px 18px;background:var(--bg);border:1px solid var(--l);font-size:14px}\n.fe-tool .fe-cta a{color:var(--b);font-weight:700}\n<\/style>\n<div class=\"fe-tool\" id=\"fe-dk\">\n  <div class=\"fe-head\">\n    <h2>Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama<\/h2>\n    <p>Arac\u0131n\u0131z\u0131n piyasa de\u011ferini, kilometresini ve hasar tutar\u0131n\u0131 girin; tahmini de\u011fer kayb\u0131n\u0131z\u0131 hemen g\u00f6r\u00fcn.<\/p>\n    <span class=\"fe-badge\">ZMMS Genel \u015eartlar\u0131 Ek-1 form\u00fcl\u00fc \u00b7 \u00d6n tahmin<\/span>\n  <\/div>\n  <div class=\"fe-card\">\n    <div class=\"fe-card-h\">Ara\u00e7 ve Hasar Bilgileri<\/div>\n    <div class=\"fe-card-b fe-grid\">\n      <div><label for=\"dk-pd\">Arac\u0131n kaza \u00f6ncesi piyasa de\u011feri (TL)<\/label><input type=\"text\" inputmode=\"numeric\" id=\"dk-pd\" placeholder=\"\u00d6r: 1.250.000\"><div class=\"fe-hint\">\u0130kinci el ilanlar\u0131ndaki benzer ara\u00e7 fiyatlar\u0131na bakabilirsiniz.<\/div><\/div>\n      <div><label for=\"dk-km\">Kilometre<\/label><input type=\"text\" inputmode=\"numeric\" id=\"dk-km\" placeholder=\"\u00d6r: 45.000\"><\/div>\n      <div><label for=\"dk-ht\">Hasar (onar\u0131m) tutar\u0131 (TL)<\/label><input type=\"text\" inputmode=\"numeric\" id=\"dk-ht\" placeholder=\"\u00d6r: 85.000\"><div class=\"fe-hint\">Eksper raporundaki veya servis faturas\u0131ndaki KDV dahil onar\u0131m bedeli.<\/div><\/div>\n      <div><label for=\"dk-ku\">Kazadaki kusur oran\u0131n\u0131z<\/label><select id=\"dk-ku\"><option value=\"0\">%0 \u2013 Kusursuzum<\/option><option value=\"25\">%25<\/option><option value=\"50\">%50<\/option><option value=\"75\">%75<\/option><\/select><\/div>\n    <\/div>\n  <\/div>\n  <button class=\"fe-btn\" type=\"button\" id=\"dk-btn\">Hesapla<\/button>\n  <div class=\"fe-err\" id=\"dk-err\"><\/div>\n  <div class=\"fe-res\" id=\"dk-res\">\n    <div class=\"fe-card\"><div class=\"fe-card-h\">Tahmini De\u011fer Kayb\u0131<\/div><div class=\"fe-card-b\"><table class=\"fe-tbl\" id=\"dk-t\"><\/table><\/div><\/div>\n    <div class=\"fe-note\">Hesaplama, uygulamada uzun s\u00fcre kullan\u0131lan Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131 Ek-1 form\u00fcl\u00fcne g\u00f6re yap\u0131lan bir \u00f6n tahmindir: piyasa de\u011feri \u00d7 %19 \u00d7 hasar boyutu katsay\u0131s\u0131 \u00d7 kilometre katsay\u0131s\u0131. Sonu\u00e7 hasar tutar\u0131n\u0131 a\u015famaz. 1 Temmuz 2026 ve sonras\u0131nda meydana gelen kazalarda de\u011fer kayb\u0131, arac\u0131n kaza \u00f6ncesi piyasa de\u011feri ile onar\u0131m sonras\u0131 piyasa de\u011feri aras\u0131ndaki fark esas al\u0131narak eksper taraf\u0131ndan belirlenir; ger\u00e7ek tutar marka, model, ya\u015f, de\u011fi\u015fen par\u00e7alar ve hasar ge\u00e7mi\u015fine g\u00f6re bu tahminden farkl\u0131 olabilir. Tek tarafl\u0131 kazalarda, %100 kusurlu olunan kazalarda ve pert ara\u00e7larda de\u011fer kayb\u0131 talep edilemez.<\/div>\n    <div class=\"fe-cta\">De\u011fer kayb\u0131n\u0131z\u0131 sigorta \u015firketinden veya Sigorta Tahkim Komisyonu arac\u0131l\u0131\u011f\u0131yla tahsil etmek i\u00e7in Denizli&#8217;deki ofisimizden bilgi alabilirsiniz: <a href=\"tel:+905545131497\">0554 513 14 97<\/a><\/div>\n  <\/div>\n<\/div>\n<script>\n(function(){\n  function $(i){return document.getElementById(i);}\n  function num(v){v=String(v||\"\").replace(\/[^\\d]\/g,\"\");return v?parseInt(v,10):NaN;}\n  function tl(n){return n.toLocaleString(\"tr-TR\",{minimumFractionDigits:2,maximumFractionDigits:2})+\" TL\";}\n  function fmt(el){el.addEventListener(\"input\",function(){var v=num(el.value);el.value=isNaN(v)?\"\":v.toLocaleString(\"tr-TR\");});}\n  fmt($(\"dk-pd\"));fmt($(\"dk-km\"));fmt($(\"dk-ht\"));\n  function err(m){var e=$(\"dk-err\");e.textContent=m;e.style.display=\"block\";$(\"dk-res\").style.display=\"none\";}\n  function kmKat(km){\n    if(km<15000){return 0.90;}\n    if(km<30000){return 0.80;}\n    if(km<45000){return 0.60;}\n    if(km<60000){return 0.40;}\n    if(km<75000){return 0.30;}\n    if(km<150000){return 0.20;}\n    return 0.10;\n  }\n  function boyut(pd,oran){\n    var s;\n    if(pd<=75000){s=[25,15,5];}else if(pd<=150000){s=[20,12,4];}else if(pd<=300000){s=[20,10,3];}else{s=[20,8,2];}\n    if(oran>s[0]){return [\"A1 \u2013 B\u00fcy\u00fck hasar\",0.90];}\n    if(oran>s[1]){return [\"A2 \u2013 Orta hasar\",0.75];}\n    if(oran>s[2]){return [\"A3 \u2013 K\u00fc\u00e7\u00fck hasar\",0.50];}\n    return [\"A4 \u2013 Basit hasar\",0.25];\n  }\n  function row(a,b,c){return '<tr'+(c?' class=\"fe-total\"':'')+'><td>'+a+'<\/td><td>'+b+'<\/td><\/tr>';}\n  $(\"dk-btn\").addEventListener(\"click\",function(){\n    $(\"dk-err\").style.display=\"none\";\n    var pd=num($(\"dk-pd\").value),km=num($(\"dk-km\").value),ht=num($(\"dk-ht\").value),ku=parseInt($(\"dk-ku\").value,10);\n    if(!(pd>0)){return err(\"L\u00fctfen arac\u0131n piyasa de\u011ferini girin.\");}\n    if(isNaN(km)){return err(\"L\u00fctfen arac\u0131n kilometresini girin.\");}\n    if(!(ht>0)){return err(\"L\u00fctfen hasar (onar\u0131m) tutar\u0131n\u0131 girin.\");}\n    if(ht>=pd){return err(\"Hasar tutar\u0131 piyasa de\u011ferine e\u015fit veya fazlaysa ara\u00e7 pert say\u0131labilir; bu durumda de\u011fer kayb\u0131 hesaplanmaz.\");}\n    var oran=ht\/pd*100,b=boyut(pd,oran),k=kmKat(km);\n    var baz=pd*0.19,dk=baz*b[1]*k,sinir=false;\n    if(dk>ht){dk=ht;sinir=true;}\n    var net=dk*(100-ku)\/100;\n    var t=\"\";\n    t+=row(\"Hasar tutar\u0131n\u0131n piyasa de\u011ferine oran\u0131\",\"%\"+oran.toLocaleString(\"tr-TR\",{maximumFractionDigits:2}));\n    t+=row(\"Hasar boyutu\",b[0]+\" (katsay\u0131 \"+b[1].toLocaleString(\"tr-TR\")+\")\");\n    t+=row(\"Kilometre katsay\u0131s\u0131\",k.toLocaleString(\"tr-TR\"));\n    t+=row(\"Baz de\u011fer kayb\u0131 (piyasa de\u011feri \u00d7 %19)\",tl(baz));\n    t+=row(\"Hesaplanan de\u011fer kayb\u0131\",tl(dk)+(sinir?\" (hasar tutar\u0131 ile s\u0131n\u0131rland\u0131)\":\"\"));\n    if(ku>0){t+=row(\"Kusur indirimi (%\"+ku+\")\",\"- \"+tl(dk-net));}\n    t+=row(\"Talep edilebilecek tahmini de\u011fer kayb\u0131\",tl(net),true);\n    $(\"dk-t\").innerHTML=t;\n    $(\"dk-res\").style.display=\"block\";\n  });\n})();\n<\/script>\n<div class=\"fe-info\" style=\"max-width:780px;margin:40px auto 0;line-height:1.7\">\n<h2>Ara\u00e7 De\u011fer Kayb\u0131 Nedir?<\/h2>\n<p>Ara\u00e7 de\u011fer kayb\u0131, trafik kazas\u0131nda hasar g\u00f6ren bir arac\u0131n, en iyi \u015fekilde onar\u0131lm\u0131\u015f olsa bile ikinci el piyasas\u0131nda hasars\u0131z emsallerine g\u00f6re daha d\u00fc\u015f\u00fck fiyatla al\u0131c\u0131 bulmas\u0131ndan do\u011fan kay\u0131pt\u0131r. Hasar kayd\u0131 TRAMER&#8217;de g\u00f6r\u00fcnece\u011fi i\u00e7in onar\u0131lan ara\u00e7, kazadan \u00f6nceki de\u011ferine geri d\u00f6nmez. Bu kay\u0131p, onar\u0131m bedelinden ayr\u0131 bir zarar kalemi olarak kusurlu taraf\u0131n zorunlu trafik sigortas\u0131ndan talep edilebilir.<\/p>\n<h2>De\u011fer Kayb\u0131 Nas\u0131l Hesaplan\u0131r?<\/h2>\n<p>Yukar\u0131daki ara\u00e7, uygulamada uzun s\u00fcre kullan\u0131lan Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131 Ek-1 form\u00fcl\u00fcn\u00fc esas al\u0131r. Form\u00fclde arac\u0131n piyasa de\u011ferinin %19&#8217;u baz de\u011fer kayb\u0131 kabul edilir; bu tutar, hasar tutar\u0131n\u0131n piyasa de\u011ferine oran\u0131na g\u00f6re belirlenen hasar boyutu katsay\u0131s\u0131 (0,25\u20130,90) ve arac\u0131n kilometresine g\u00f6re belirlenen kullan\u0131lm\u0131\u015fl\u0131k katsay\u0131s\u0131 (0,10\u20130,90) ile \u00e7arp\u0131l\u0131r. Sonu\u00e7, kusur oran\u0131n\u0131z kadar indirilir.<\/p>\n<p>Yarg\u0131tay ise de\u011fer kayb\u0131n\u0131, arac\u0131n kaza tarihindeki hasars\u0131z ikinci el de\u011feri ile onar\u0131lm\u0131\u015f h\u00e2ldeki de\u011feri aras\u0131ndaki fark olarak tan\u0131mlar. 1 Temmuz 2026 ve sonras\u0131ndaki kazalarda da tespit bu piyasa de\u011feri fark\u0131 \u00fczerinden eksper taraf\u0131ndan yap\u0131l\u0131r. Bu nedenle hesaplama arac\u0131m\u0131z\u0131n sonucu bir \u00f6n tahmindir; ger\u00e7ek tutar arac\u0131n marka, model, ya\u015f, de\u011fi\u015fen par\u00e7alar ve hasar ge\u00e7mi\u015fine g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilir.<\/p>\n<h2>De\u011fer Kayb\u0131 Kimden ve Nas\u0131l Talep Edilir?<\/h2>\n<p>De\u011fer kayb\u0131, kazada kusurlu olan arac\u0131n zorunlu trafik sigortas\u0131ndan talep edilir. Dava a\u00e7madan veya Sigorta Tahkim Komisyonu&#8217;na ba\u015fvurmadan \u00f6nce sigorta \u015firketine yaz\u0131l\u0131 ba\u015fvuru yap\u0131lmas\u0131 zorunludur. Sigorta \u015firketi 15 g\u00fcn i\u00e7inde cevap vermez ya da eksik \u00f6deme yaparsa tahkime veya mahkemeye ba\u015fvurulabilir. Ba\u015fvuruda kaza tespit tutana\u011f\u0131, eksper raporu, onar\u0131m faturalar\u0131, ruhsat ve hasar foto\u011fraflar\u0131 bulunmal\u0131d\u0131r.<\/p>\n<h2>S\u0131k Sorulan Sorular<\/h2>\n<h3>De\u011fer kayb\u0131 hangi durumlarda talep edilemez?<\/h3>\n<p>Tek tarafl\u0131 kazalarda, kazada %100 kusurlu olan taraf\u00e7a, pert (a\u011f\u0131r hasarl\u0131) kabul edilen ara\u00e7larda ve daha \u00f6nce hasar g\u00f6rm\u00fc\u015f ayn\u0131 par\u00e7alar\u0131n tekrar hasar g\u00f6rmesi durumunda de\u011fer kayb\u0131 talep edilemez.<\/p>\n<h3>De\u011fer kayb\u0131 i\u00e7in ba\u015fvuru s\u00fcresi ne kadard\u0131r?<\/h3>\n<p>Trafik kazas\u0131ndan do\u011fan tazminat taleplerinde zamana\u015f\u0131m\u0131, zarar\u0131n ve sorumlunun \u00f6\u011frenildi\u011fi tarihten itibaren iki y\u0131l ve her h\u00e2lde kaza tarihinden itibaren on y\u0131ld\u0131r. Kaza ayn\u0131 zamanda su\u00e7 olu\u015fturuyorsa ceza zamana\u015f\u0131m\u0131 s\u00fcresi uygulanabilir.<\/p>\n<h3>Kusurum varsa de\u011fer kayb\u0131 alabilir miyim?<\/h3>\n<p>Evet. Kazada tamamen kusurlu de\u011filseniz, de\u011fer kayb\u0131n\u0131z\u0131n kar\u015f\u0131 taraf\u0131n kusuru oran\u0131ndaki k\u0131sm\u0131n\u0131 talep edebilirsiniz. \u00d6rne\u011fin %50 kusurlu oldu\u011funuz bir kazada hesaplanan de\u011fer kayb\u0131n\u0131n yar\u0131s\u0131 istenebilir.<\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Ara\u00e7 De\u011fer Kayb\u0131 Hesaplama Arac\u0131n\u0131z\u0131n piyasa de\u011ferini, kilometresini ve hasar tutar\u0131n\u0131 girin; tahmini de\u011fer kayb\u0131n\u0131z\u0131 hemen g\u00f6r\u00fcn. ZMMS Genel \u015eartlar\u0131 Ek-1 form\u00fcl\u00fc \u00b7 \u00d6n tahmin Ara\u00e7 ve Hasar Bilgileri Arac\u0131n kaza \u00f6ncesi piyasa de\u011feri (TL) \u0130kinci el ilanlar\u0131ndaki benzer ara\u00e7 fiyatlar\u0131na bakabilirsiniz. Kilometre Hasar (onar\u0131m) tutar\u0131 (TL) Eksper raporundaki veya servis faturas\u0131ndaki KDV dahil onar\u0131m [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4468","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages\/4468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/comments?post=4468"}],"version-history":[{"count":2,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages\/4468\/revisions"}],"predecessor-version":[{"id":4695,"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/pages\/4468\/revisions\/4695"}],"wp:attachment":[{"href":"https:\/\/avfurkaneryilmaz.com\/en\/wp-json\/wp\/v2\/media?parent=4468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}